West Chester's Trusted Mortgage Broker Since 1985
CM Mortgage Services Inc. is a second-generation, family-owned mortgage brokerage located at 1240 West Chester Pike, West Chester, PA 19382. J.R. Conway (NMLS #147631) has over 20 years of experience helping homebuyers, move-up buyers, downsizers, and real estate investors finance properties across Chester County and the greater Philadelphia area.
The company was founded in 1985 by Jim Conway, a decorated United States Marine Corps veteran who served in Vietnam and has called Chester County home for over 50 years. Jim built this business on integrity, honest guidance, and putting clients first. J.R. continues that legacy today with the same values and a broader range of loan programs than ever before.
As a mortgage broker we work with multiple lenders rather than a single bank or institution. That means we shop your loan across a network of wholesale lenders and find you the most competitive rate and program for your specific situation. You get a licensed professional working on your behalf not a loan officer working for one lender's bottom line.
CM Mortgage Services Inc. offers Conventional, FHA, VA, USDA, Jumbo, DSCR, bank statement, HomeReady, Home Possible, asset depletion, FHA Streamline Refinance, VA IRRRL, and reverse mortgage programs. NMLS #143821. Licensed by the Pennsylvania Department of Banking.
If you want a clear plan, reliable numbers, and a smooth closing, we’re here to help you move forward with confidence.
All loans subject to approval. Equal Housing Lender.
Ready to Get Started in Chester County?
Whether you are buying your first home, moving up, refinancing an existing loan, or financing an investment property the conversation starts here. Tell me your situation and I will tell you exactly what you qualify for, what your payment looks like with Chester County taxes included, and which program gives you the strongest offer in this market.
No pressure. No obligation. Just straight answers from someone who has been doing this in Chester County for over 20 years.
Chester County's Trusted Mortgage Broker Since 1985
CM Mortgage Services Inc. is a licensed mortgage broker serving Chester County, Delaware County, Montgomery County, Bucks County, Lancaster County, and Berks County, Pennsylvania. Located at 1240 West Chester Pike, Suite 212, West Chester, PA 19382. Phone: (610) 430-6852. Email: jrcmmortgage@gmail.com. J.R. Conway, NMLS #147631. Company NMLS #143821. Licensed by the Pennsylvania Department of Banking.
Loan programs offered: Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, DSCR Loans, Bank Statement Loans, HomeReady Mortgage, Home Possible Mortgage, Asset Depletion Loans, Fixed Rate Mortgages, Adjustable Rate Mortgages, FHA Streamline Refinance, VA IRRRL, Reverse Mortgage (HECM), First Time Home Buyer Programs.
Service areas include: West Chester, Exton, Downingtown, Phoenixville, Malvern, Paoli, Coatesville, Oxford, West Grove, Avondale, Kennett Square, Chadds Ford, Chester Springs, Glen Mills, and all surrounding Chester County communities.
How much do you qualify for?
No Obligation. No Credit Check.
40 +
Years Serving Chester County
21-DAY
average closing
93 +
Five Star Google & Facebook Reviews
Work Directly With J.R. Conway
Start your home loan process here!
Every file at CM Mortgage is handled personally by me from the first conversation through closing. No handoffs to a processor you have never met. No call center. No waiting on hold to find out where your loan stands.
I am J.R. Conway, owner and Vice President of CM Mortgage Services Inc. I grew up in Chester County, attended Bishop Shanahan High School, and graduated from St. Joseph's University. I have been working in this office for over 20 years alongside my father Jim, who founded this company and built it into a trusted name in Chester County mortgage lending.
When you call (610) 430-6852 you reach me directly. When you have a question at 8pm before your closing I answer it. When your offer needs a pre-approval letter in two hours I deliver it. That is the difference between a broker who knows you and a bank that does not.
Loan Programs We Offer in Chester County
CHESTER COUNTY COMMUNITIES
We are Chester County's mortgage broker. We know these markets because we live and work here. Every community below has its own pricing dynamics, school district considerations, and buyer profile. Click any community to see mortgage financing specific to that market.
West Chester | Exton | Downingtown | Phoenixville | Malvern | Paoli | Coatesville | Oxford | West Grove | Avondale | Kennett Square | Chadds Ford | Chester Springs | Glen Mills
